When arranging a funeral, families often prioritise honouring the wishes of their loved one. However, these preferences may not have been discussed or documented, adding to the challenges. Many times, guidance may be found in a Will, a letter, or a prepaid funeral plan.

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Funeral directors offer essential services, from handling the deceased with dignity to completing legal documentation, helping with additional arrangements like flowers, and organizing the service. Planning a funeral can feel overwhelming, especially while grieving, so it’s important to take time with decisions. Here are a few key considerations:

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• Burial or Cremation: Based on the person’s preferences or religious beliefs.

• Coffin Choices: There are options for all budgets and eco-friendly alternatives.

• Notifying Others: Obituaries can inform family and friends, but avoid mentioning the deceased’s address for security.

• Ceremony and Order of Service: Can be personalized to honour the individual.

• Flowers or Charitable Donations: Families may prefer donations in lieu of flowers.

• Wake Arrangements: A gathering allows loved ones to remember the deceased together.

 

Funeral Costs and Payment

Funeral costs in the UK average around £4,417 but can vary significantly. The person who signs the contract with the funeral director is responsible for payment, though funeral costs are typically covered by the deceased’s estate. Banks often release funds for funeral expenses even if accounts are otherwise frozen.

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For families without sufficient funds, government assistance may be available, such as the Funeral Expenses Payment for those on certain benefits or the Bereavement Support Payment for surviving partners under state pension age.