Many married couples assume they don’t need a Will, believing everything will automatically pass to their spouse. In reality, this isn’t always the case. Without a Will, strict intestacy rules apply, which may not reflect your wishes or protect your family as you expect. This guide explains why having a Will is still essential if you’re married, how it protects your loved ones, and how thoughtful planning can give lasting peace of mind.
Many want to protect their home from care fees, but the wrong steps can trigger deprivation of assets rules — undoing your plans. Beware advisers selling expensive Trusts on the promise of protection; these can cause tax issues, block equity release, and tie you to costly trustees. Early, legal planning with tools like Protective Property Trust Wills can protect assets without the risks.
Many attorneys think they can keep paying bills or use the donor’s bank account after death — but the moment they pass away, your Power of Attorney ends. Accounts should be frozen straight away, and only the executor can access funds. Even well-meaning payments can leave you personally liable. Learn why this rule exists and how to avoid costly mistakes.